The series, “How Do You Plan For Retirement” is designed to help you get targeted information that will help you avoid some common mistakes.

  • How Can I Get a Credit Report? - A Step-by-Step Guide to Requesting Your Experian Credit Report
    How Can You Get a Credit Report?  You can get a free credit report every year from Experian for free.  Below are step by step instructions on how you can get a credit report. 1.  Go to www.annualcreditreport.com (1), Choose Your State (2), and click on Request Report (3). 2.  Fill in your personal information (1), enter the characters (2), and click Continue (3).
  • How Can I Get a Credit Report - A Step-by-Step Guide to Requesting Your TransUnion Credit Report
    How Can I Get a Credit Report?  You can get a free credit report every year from TransUnion for free.  Below are step by step instructions on how you can get a credit report. 1.  Go to www.annualcreditreport.com (1), Choose Your State (2), and click on Request Report (3). 2.  Fill in your personal information (1), enter the characters (2), and click Continue (3).
  • How Can I Get a Credit Report - A Step-by-Step Guide to Requesting Your Equifax Credit Report
    How Can I Get a Credit Report?  You can get a free credit report every year from Equifax for free.  Below are step by step instructions on how you can get a credit report. 1.  Go to www.annualcreditreport.com (1), Choose Your State (2), and click on Request Report (3). 2.  Fill in your personal information (1), enter the characters (2), and click Continue (3).
  • Identity Theft Protection For Kids
    It’s 10 p.m., do you know where your child’s credit card is? The Identity Theft Assistance Center produced a report on Identity Theft Protection for Kids and found that 1 in 40 respondents had a child who was a victim of Identity Theft.  Social Security numbers are the most common piece of information stolen and the theft was often carried out by someone known by the family.  Lower income families (under $35,000) are the highest group at risk.  Once the identity theft occurs with kids, it often takes longer to uncover when compared to adults.   Identity Theft Protection for
  • Requesting Your Experian Credit Report Video
    How Can You Get a Credit Report?  You can get a free credit report every year from Experian for free.  Below are step by step instructions on how you can get a credit report. Sign up for my newsletter and I’ll send you a yearly reminder to check your Experian Credit Report.   A Step By Step Guide To Requesting Your Experian Credit Report Hi. This is Jake Posey with 5MinuteMoneyTips.com. Welcome to episode one, How Can I Get a Credit Report or specifically, A Step-by-Step Guide to Requesting Your Experian Credit Report. Every year I teach a personal finance class and about three years ago I had a
  • Will Checking My Credit Report Lower My Credit Score
      One of the most common myths I hear about credit reports and scores is that checking my credit report will lower my credit score. Just last night, I was having a conversation with a friend whose company pulls credit reports daily for renters.  I asked her several questions about what information she looked at on the credit reports and if she looks at the credit scores.  She rents to some high-end clients (doctors, lawyers, professional athletes, etc.) and told me that she the credit score does not paint a good enough picture to predict their future as renters. This
  • 2013 Identity Theft and Fraud Statistics
    Last year, my wife and I both received a letter from Capital One informing us that we applied for a credit card.  The problem is, we did not apply for a Capital One Card.  It turns out that Capital One received a rash of applications that contained name, addresses, date of birth, and the last four of the Social Security number.  This triggered fraud alerts in their system and they sent us a letter. Identity fraud is on the rise in the U.S., despite continued efforts by legislatures, regulatory agencies and businesses.  Identity theft statistics show that more people have
  • I Used My Credit Card at Neiman Marcus - Free Equifax Credit Report
      Over the weekend, Neiman Marcus reported that their system was compromised.  After Target reported their numbers climbed upward of 70 million affected cards, 2013 could be a record breaking year for credit card data breaches.  Yikes!  What can you do as a consumer? Rest assured your money is safe, but you must take action.  Follow these simple steps below to protect your money and identity with your free Equifax Credit Report (and yes, I mean completely free – nothing to buy and I’m not going to ask for your credit card number). What Steps Should I